Do you already have an existing equity release plan in place?

Did you know that once you have had your existing plan for 12 months you can look into changing it to see if you could access a better rate that wasn’t previously available to you?

Whether you took out your existing lifetime mortgage through Just Compare or not, we can offer you a free of charge, no obligation ‘plan review’, to ensure that you have the most competitive plan with the lowest possible rate.

Talk to one of our qualified plan review specialists today on Freephone: 0800 802 1849

It may well be that your current plan is still the best option for you and we will only recommend that you change it, if it’s right for you - and if we can reduce the financial impact to your estate.


Updating your plan could allow you to benefit from:

  • A lower interest rate which could save you thousands of pounds in interest over the course of the plan when compared to your existing plan
  • Releasing more tax-free cash from your home if you wish


Lifetime Mortgage interest rates from leading lenders are currently low, which could save you thousands of pounds over the course of the plan in interest compared to your existing plan.

In addition, average UK house prices have risen over the last five years* meaning that you could potentially release more cash from your home if you wish.

If changing your existing plan is the best option for you, we will do all the hard work for you – and endeavour to make the process as smooth and seamless as possible.

*Nationwide house prices Q4 2015 – Q4 2020.

Things to consider

Whether you are an existing Just Compare customer or have taken a plan out elsewhere, we would be delighted to provide you with a free of charge, no-obligation plan review to discuss further, as the ability to change your existing plan will depend upon whether you qualify for the latest plans, the amount outstanding on current plan (including accrued interest and any early repayment charges that may be applicable) - any impact on the size of your estate and if your entitlement to current and future means-tested benefits could be affected.

Plans from a broad range of major lenders will be considered, the features mentioned and the amounts raised, are subject to the lender’s criteria and terms and conditions. These may take into account your age and health & lifestyle factors in order to provide you with an enhanced amount. Any money released, plus accrued interest would be repaid upon death, or moving into long-term care.

Our initial advice, recommendation and personalised illustration is free of charge and without obligation. Only if you choose to proceed and your case completes will Just Compare charge an advice fee, currently not exceeding £1,195.

Next Steps - Call me Back

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Call us free today on: 0800 802 1849 to find out more!

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