What happens next?

1, Do you qualify?

• Do you own your own home?
• Is the youngest homeowner aged 55 or over?

If you've answered 'yes' to the above questions, you are likely to be eligible for equity release.

If you currently have a mortgage in place, or loan secured against the property, you are still likely to qualify for equity release. However, it will be a condition that you pay this off with some of the money you release from your property.

2, Speak to one of our experts today

To find out whether equity release is the best option for you, give us a call today to discuss the options available and find out more about your particular circumstances and requirements. We will be happy search the market to find the most suitable plan for your needs and tell you more about the options available to you. We will give you a free, no-obligation quote by e-mail or post, allowing you to make an informed decision as to whether or not equity release is right for you.

3, Speak to your family

We encourage you to discuss your equity release options with your family to make sure everyone is happy. Releasing cash from your home is a big decision. You should research all your alternatives and decide what finances you need throughout retirement.
Our experts will present their recommendation and answer any questions you or your family may have and provide you with a personalised illustration.

4, Fill in the application form

If you decide that equity release is right for you, we will talk you through the application process. We'll then oversee your application until it completes, and keep you informed every step of the way.

5, Your offer is issued

Your chosen provider will issue an offer, including the full terms & conditions of your plan for your approval

6, Legals

Either your chosen solicitor or one of our specialist panelled independent solicitors will act on your behalf to cover the legal aspects

7, Complete in 6-10 weeks

Although we cannot guarantee a timescale, this is the typical time it will take from the point of application to completion. However, we will always do all that we can to keep this wait time to a minimum.

8, Receive your money

Time to start enjoying the funds released, they are yours to do with what you wish!

Apply online